Tenant Portal

PAGE 5

What is RENTER’S INSURANCE?

Source: Trusted Choice®

Renter’s Insurance provides coverage for your lost, damaged, or stolen personal possessions. It also provides coverage for injuries to another person that might occur in your rented home or apartment. For example, if someone is hurt in your apartment, and the injury is deemed to be your fault, that person can file a liability claim with your insurance company to cover the costs associated with the injury.

If the injured person chooses to file a law suit against you, your renters liability insurance would pay for your legal defense, up to the limits set on your policy. If you do not have renters insurance, these costs would be your responsibility to pay out of pocket.

Renters insurance provides financial reimbursement to cover a tenant’s lost or damaged possessions as a result of fire, theft or vandalism. It also covers a tenant’s liability in the event that a visitor is injured on the premises. Whether the renters insurance or the landlord insurance pays for the costs associated with the injury will depend on the circumstances of the incident, the location on the premises where the injury occurs, and who is at fault.

Renters insurance can also provide compensation for alternative living arrangements in the event that your rental unit or rented home becomes uninhabitable due to storm damage or an apartment fire.

Please send your most current renter’s insurance policy if we don’t already have it on file to: info@hothomesinhawaii.com

These are the most frequently used companies who offer Renter’s Insurance, so please review each one to make an informed decision when choosing which coverage & company is best for you:

LIBERTY MUTUAL STATE FARM

ALL STATE

Or call/e-mail Ricky Muraoka 808-593-9922, rickymuraoka@allstate.com

GEICO

 

 

MAHALO

Tenant Portal Directory:

  • MAINTENANCE / REPAIR – page 2
  • TENANT FORMS – page 3
  • TENANT GUIDELINES – page 4
  • RENTERS INSURANCE – page 5
  • MOVE OUT PROCEDURE – page 6
  • MOVING RESOURCES – page 7
  • TENANT / LANDLORD HANDBOOK FOR THE STATE OF HAWAI`I – page 8
  • EMERGENCY RESOURCES – page 9
  • PAY RENT / UTILITIES ONLINE – page 10